BLOCKCHAIN POWERED

NEXT GENERATION TRADE FINANCE

A VERIFIED FINTECH SOLUTION FOR MSME TRADE FINANCING

BLOCKCHAIN POWERED

NEXT GENERATION TRADE FINANCE

A VERIFIED FINTECH SOLUTION FOR MSME TRADE FINANCING

BLOCKCHAIN POWERED

NEXT GENERATION TRADE FINANCE

A VERIFIED FINTECH SOLUTION FOR MSME TRADE FINANCING

BLOCKCHAIN POWERED

NEXT GENERATION TRADE FINANCE

A VERIFIED FINTECH SOLUTION FOR MSME TRADE FINANCING

PREV
NEXT

ILOAN IS BLOCKCHAIN POWERED, ARTIFICIAL INTELLIGENCE BASED, ICONFIRM CREDIT PROFILING FINTECH SOLUTION, FOR EMERGING & FRONTIER MARKETS.

B2B Trade Financing model for MSME sector in ASEAN and SAARC Regions

THE PROBLEM

Lack of access to credit for the unbanked and underbanked. Inefficient trade financing systems failing SMEs in emerging markets. SMEs unable to expand due to High borrowing rates and collateral requirement. Banks cannot tap into the SME underbanked segment due to traditional lending methods which is costly and complex.

OUR SOLUTION

iLoan provides a Comprehensive Fintech solution to bridge the Trade Financing gap in the MSME sector, through its Blockchain powered platform which ensures transparency and credibility to all stake holders. The additional insights provided by iLoan to an asymmetric credit market, which would help increase liquidity and further improve the MSME participation in the Economy, helping both MSMEs and Financial Institutions.

OPPORTUNITIES

FOR STAKEHOLDERS

International Banks

An investment opportunity that will give constant, secure returns which will be scaled up internationally

  • Opportunity to invest in new frontier markets
  • Access to credit Profiles
  • Transparency on credit portfolio
  • Virtual Branch
  • Reduced Non-performing loans
  • First entrant advantage
  • Higher returns on investment

Local Banks

A partnership opportunity to expand the existing client base and step into a new world of Fintech servicing

  • Automated collection
  • Invoice verification by RPA system
  • 3D profiling of debtors
  • Drastically reduce Non-performing accounts
  • Reduced paperwork
  • Increase revenue and customer base

Anchor Multinational Manufacturers

An opportunity has a smooth flow of products/ services out and cash flow in

  • Performance tracking
  • Centralized sales credit interface
  • De-risking anchor’s balance sheet
  • Unlock cash from receivables
  • Efficiency, standardization and cost reduction in cash management and collection activities
  • Reduction in recovery related costs
  • Dedicated working capital for a buyer for the purchase of anchor’s products
  • Building channel loyalty and competitive advantage.

Distributors

Freedom to obtain hassle free credit.

  • Simplification of “Last Mile” ordering, delivery and collections.
  • Credit limit overview
  • Electronic payment Acknowledgements
  • Revolving Credit
  • Reduced credit exposure
  • Improved margins through reduced costs
  • Faster conversion of inventory into cash
  • Visibility of goods and cash
  • Intelligent reconciliation (Bulk involving payment match)
  • Reduced admin effort for sales force

Retailers

Freedom to obtain hassle free credit.

  • Seasonal Credit Availability
  • Supply Chain Financing
  • Automated ordering
  • Electronic Processing
  • Rapid restocking
  • Cashless receipts
  • Push out trade terms
  • Intelligent reconciliation

TECHNOLOGY IN NUTSHELL

THE SCIENCE BEHIND THE SOLUTION

iConfirm CRP

iConfirm Credit Profiling

  • A state of the art Credit Risk Profiling system that takes into consideration psychometric analysis by using Chatbot, Psychological Qs, Voice Analysis and SMS analysis to assess if your borrower is genuinely creditworthy.

API

Application Programme Interface

  • API Layer provides the integration between the UI and the backend blockchain and trading network Besides acting as a connector this layer also houses administrative functions and data pertaining to Participant Registration, Subscription, Security, Financing parameters

HYPERLEDGER

HyperLedger Fabric

  • Hyperledger Fabric is a Distributed Ledger Technology (DLT) for the Business. Hyperledger Fabric is a modular blockchain framework which acts as a foundation for developing blockchain-based products, solutions and applications using plug-and-play components that are aimed for use within the private enterprises.

RPA

Robotic process automation

  • RPA is the use of software with artificial intelligence (AI) and machine learning capabilities to handle high-volume, repeatable tasks that previously required humans to perform. These tasks can include queries, calculations and maintenance of records and transactions.
TECHNOLOGY

11.2 - 13.6 million

SME Establishments in East Asia

2.0 – 2.8 million

SME Establishments in South Asia

62% Employed

in Asia's SMEs

42% of

GDP generated from SMEs in Asia

$150–$180 billion

The Formal credit gap for SMEs was estimated to be $150 billion–$180 billion in East Asia and the Pacific and $10 billion–$20 billion in South Asia

TESTIMONIALS

"We are pleased that we partnered with iLoan."

The iLoan pilot scheme which has proven success in a limited timeframe. iLoan has helped our distributors & company owned depot operations to manage the risk on credit given to the market, where the scheme helped to ease the cashflow of our distributors while the facility has helped the retailers reserved by CCS distributors/depots to better manage their working capital. I’m confident that iLoan will help other FMCG Company Distribution Chains also to address the issues of lack of working capitals granted by financial institutions to our end buyers (small and medium-sized retailers), utilizing distributed ledger technology in keeping record of the trades and more importantly boosting the company sales by means of easing the  cashflow of both distributors & retailers.

 

Belindra Weerasinghe
Head of Beverage (Ceylon Cold Stores PLC)

SINGAPORE

iFintech
531A, Upper Cross Street
# 04-95, Hong Lim Complex
+65 8188 6292

SRI LANKA

iLoan Lanka
39, Bagatalle Road,
Colombo 03
+94 1159 29200
info@iloan.lk

HONGKONG

Joy Rich Ventures
Unit 16, 22 Floor, North Tower,
1 science Museum Road, Kowloon
+85 2901 03873

INVEST WITH US

LEND WITH US

START A CONVERSATION

TOP